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SHANNONS TRANS AM & INDIAN MOTORCYCLE COMPETITION CONDITIONS

PARTICIPATION

  1. This competition ("Competition") is conducted by Shannons Pty Limited, ABN 91 099 692 636 (“the Promoter”), of Level 23, 80 Ann Street, Brisbane Queensland 4000, ph 13 46 46.
  2. All entry instructions and prize information published by the Promoter form part of these conditions. By entering, entrants accept these conditions.
  3. The Competition is only open to individuals who: (i) are Australian residents aged 18 years or older at time of entry; and (ii) are not directors, management or employees, or their immediate family members, of the Promoter or its related companies, its agencies , or other companies associated with, or benefiting from, the Competition (such as Shannons Pty Limited ABN 91 099 692 636 ]) ("Eligible Entrant").

    A reference to “immediate family member(s) means” any of the following: spouse, ex-spouse, de-facto spouse, child or step-child (whether natural or by adoption), parent, step-parent, grandparent, step-grandparent, uncle, aunt, niece, nephew, brother, sister, step-brother, step-sister or first cousin.
  4. Competition entry commences at 12.00am on 12 August 2021 and closes at 11.59pm on 10 December 2021 ("Entry Period"). Except as otherwise stated, all times are Melbourne time.

ENTRY

  1. In these conditions:
    • “Competition Website” means competitions.shannons.com.au/transam2021.
    • “Eligible Insurance Quote(s)” means a quote for a new Shannons Motor Insurance Policy (excludes CTP insurance) or a new Shannons Home & Contents Insurance Policy (includes building only, contents only or building and contents cover).
    • “Eligible Insurance Policy” means
      1. a new Shannons Motor Insurance Policy (excludes CTP insurance); or
      2. a new or existing fully paid Shannons Home & Contents Insurance Policy (includes building only, contents only or building and contents cover).
    • “Facebook Competition Advert” means a Facebook advertisement which links to a form to request a quote from Shannons.
    • “Issuer” means AAI Limited ABN 48 005 297 807 AFSL 230859.
  2. To enter the Competition, an Eligible Entrant must, during the Entry Period:
    1. Visit the Competition Website or click on a Facebook Competition Advert and apply for and receive an Eligible Insurance Quote from the Promoter. The Issuer’s normal underwriting criteria apply. An Eligible Entrant will receive one entry for each risk quoted on the Eligible Insurance Quote (for the avoidance of doubt, an Eligible Insurance Quote for a combined building and contents policy constitutes one risk for the purposes of this Competition). An Eligible Insurance Quote will not be received immediately upon providing details to the Promoter, but the Promoter will endeavour to provide an Eligible Insurance Quote within 2 business days of receiving all relevant information, subject to satisfaction of the Issuer’s underwriting criteria. It will not be possible to apply for an Eligible Insurance Quote via the Competition Website after 11:59pm on 7 December 2021; or
    2. Call the Promoter on 13 46 46, to apply for and obtain an Eligible Insurance Quote. The Issuer’s normal underwriting criteria apply. The Eligible Entrant must provide all details required by the Promoter. An Eligible Entrant will receive one entry for each risk quoted on the Eligible Insurance Quote (for the avoidance of doubt, an Eligible Insurance Quote for a combined building and contents policy constitutes one risk for the purposes of this Competition); or
    3. Purchase a new Shannons Motor Insurance Policy (excludes CTP insurance). An Eligible Entrant will receive five entries for each risk insured (ie. each vehicle) under the new Eligible Insurance Policy. The Issuer’s normal underwriting criteria apply. An existing customer of the Promoter will not receive any entries into the Competition for renewing an existing Shannons Motor Insurance Policy; or
    4. Purchase a new Shannons Home & Contents Insurance Policy (includes building only, contents only or combined building and contents cover) OR hold an existing fully paid Shannons Home and Contents Insurance Policy (that is current at the end of the Entry Period). An Eligible Entrant will receive ten entries for each risk insured (ie. each insured address) under the new Eligible Insurance Policy OR an Eligible Entrant will automatically receive ten entries into the Competition if they hold a fully paid Shannons Home & Contents Insurance Policy at the end of the Entry Period (11.59pm 10 December 2021) and they have not opted out of receiving Shannons marketing communications. For the avoidance of doubt, an Eligible Insurance Quote for a combined building and contents policy constitutes one risk for the purposes of this Competition. The Issuer’s normal underwriting criteria apply.
  3. The Promoter reserves the right to modify or suspend the Competition Website from time to time, at the Promoter’s discretion, without notice to the Eligible Entrant. The Promoter assumes no responsibility for any error, omission, interruption or delay an Eligible Entrant may experience from the Promoter modifying or suspending the Competition Website.
  4. In respect of entries received via Eligible Insurance Quotes, an Eligible Entrant will only receive one entry for obtaining multiple insurance quotes for the same risk.
  5. It is a condition of entry that Eligible Entrants consent to receive Shannons marketing communications and do not opt out during the Entry Period.
  6. Shannons Pty Limited ABN 91 099 692 636 is an authorised representative of AAI Limited ABN 48 005 297 807 AFSL 230859, the product issuer. Read the Product Disclosure Statement before buying insurance. The Target Market Determination is also available. Contact the Promoter for a copy.
  7. Any Eligible Entrant who the Promoter automatically enters into the Competition in accordance with condition 6 who wishes to not participate in the Competition can email enquiries@shannons.com.au and request for their entry to be removed from the draw.
  8. Entrants may only enter the Competition in their own name. Multiple entries are permitted, but each entry must comply with these conditions.
  9. Entries must be received by the Promoter during the Entry Period. Entries will be deemed received at the time that the Promoter is satisfied that all necessary requirements under condition 6 have been met and not at the time of submission by the Eligible Entrant. The Promoter takes no responsibility for late, lost, incomplete, incorrectly submitted, illegible or misdirected entries or delays or failures in any equipment or telecommunications service used to administer this Competition.
  10. Cost of entry via the internet is free, but internet connection and usage rates may apply. Eligible Entrants should obtain details of such costs from their service providers. The maximum cost of a call to 13 46 46 will not exceed 55 cents + GST when made from an Australian land line. Calls from mobile phones or pay phones may attract a higher rate.
  11. The Promoter is not responsible if your mobile device, desktop computer or similar electronic device is not sufficiently capable for the purpose of submitting an entry.
  12. Eligible Entrants must submit their internet entry manually. The Promoter may reject internet entries if it reasonably forms the opinion that they have been entered by Eligible Entrants using automated entry means or by use of a competition entry service.
  13. The Promoter may, in its absolute discretion, declare an entry invalid or disqualify any entrant that tampers with the entry process or benefits from such tampering, submits an entry that is incomplete or not in accordance with these conditions, or otherwise acts in a manner that is disruptive, dishonest or calculated to jeopardise the fair and proper conduct of this Competition.
  14. The Promoter reserves the right to require an entrant to verify the validity of their entry within the requested time, including but not limited to an entrant’s identity, eligibility, age and address and to disqualify any entrant who does not satisfy any entry criteria in these conditions. Errors and omissions may be accepted at the Promoter’s discretion. Proof considered suitable for verification is at the Promoter’s discretion.

DRAW AND PRIZE

  1. All valid entries received during the Entry Period will be entered into the prize draw. The random prize draw will be held at 12.00pm on 12 January 2022 at Engage Interactive, 24 Washpool Crescent, Woongarrah, NSW 2259.
  2. There is one prize to be won. The first valid entry randomly drawn will win the prize. The Promoter may draw reserve entries in a prize draw and record them in order to use in the instance an invalid entry or ineligible entrant is drawn, or if a prize is not claimed in accordance with these Competition terms (Reserve Entrants).
  3. The prize includes the following:
    • A 1977 Pontiac Firebird Trans Am Sports Coupe (Car) in black with gold pin striping. 6.6 litre V8 motor with an automatic transmission, shaker hood, snowflake wheels, left hand drive and black interior. The Pontiac Trans Am will be provided to the winner as an unregistered vehicle. Registration or Club Permit for the Pontiac Trans Am, including any modifications required by the respective state or territory authorities (in order to effect registration or permits) will be the sole responsibility of the winner. The Car has been valued by Shannons at a current value of $77,000 exc GST.
    • 12 months* Shannons comprehensive car insurance cover for the Car, including ‘Shannons Roadside Assist Enthusiast Cover’ and ‘Hire Car After an Event for Unlimited Days’ options. Approximate value $1,542. Subject to conditions 21 (insurance terms and conditions) and 22.
    • One new MY22 Indian Chief Dark Horse Motorcycle (“the Motorcycle”) in Black Smoke colour, including 12 months* registration (in the winner’s State/Territory of residence), 12 months* compulsory third party (“CTP”) insurance and transfer stamp duty. Valued at up to $25,995 ride away (on road costs differ nationally). Refer to condition 21 for insurance terms and conditions; and
    • 12 months* Shannons comprehensive motorcycle insurance cover for the Motorcycle including ‘Shannons Roadside Assist Enthusiast Cover’ and ‘Hire Car After an Event for Unlimited Days’ options. Approximate value $1,337.41. Subject to conditions 21 (insurance terms and conditions) and 22.
    • $5,000 AUD spending money (transferred to the winner via EFT upon notification of account details) if the winner is a member of the Shannons Club with a profile image and enthusiast vehicle image at the time of the draw. To be a member of the Shannons Club the Eligible Entrant must join the club for free at club.shannons.com.au/club by the end of the Entry Period.
    *Actual period may be less than 365 days depending on the winner’s location and delivery/pick up date, but won’t be less than 11 months residual benefit.
  4. The issue of Shannons Insurance is subject to the Issuer’s normal acceptance criteria. If the winner falls outside of the Issuer’s acceptance criteria, the Promoter may not offer the comprehensive motorcycle insurance or comprehensive car insurance portions of the prize to the winner. Details of how to apply for the insurance will be provided as part of the winner’s notification. Shannons comprehensive motorcycle insurance is issued by AAI Limited ABN 48 005 297 807 (AAI). Shannons Pty Limited ABN 91 099 692 636 is an authorised representative of AAI. The winner should read the Product Disclosure Statement available at www.shannons.com.au before accepting and applying for the insurance and form their own view on whether the insurance is suitable having regard to their own objectives, financial situation and needs. The Target Market Determination is also available. If the winner resides in NSW, ACT or Queensland (where CTP insurance is separate to Car or Bike registration), CTP insurance will be issued:
    1. In NSW by AAI Limited ABN 48 005 297 807 trading as GIO. Shannons Pty Limited ABN 91 099 692 636 acts as agent and authorised representative of GIO.
    2. In ACT by AAI Limited ABN 48 005 297 807 trading as GIO.
    3. In Queensland by AAI Limited ABN 48 005 297 807 trading as Suncorp Insurance.
  5. The issue of the Shannons Roadside Assist and Hire Car After an Event for Unlimited Days options are subject to the winner being issued the Shannons comprehensive motorcycle insurance and comprehensive car insurance portions of the prize and the Issuer’s normal acceptance criteria. If the winner is not issued comprehensive motorcycle insurance or comprehensive car insurance and/or falls outside of the Issuer’s acceptance criteria, the Promoter may not offer the Roadside Assist or Hire Car After an Event for Unlimited Days portion of the prize to the winner. Details of how to apply for Roadside Assist and Hire Car After an Event for Unlimited Days will be provided as part of the winner’s notification. Shannons Roadside Assist is provided by Digicall Assist Pty Ltd.
  6. The winner must arrange their own collection of the Car from their closest Shannons Office. The winner will be advised of the location, and the time and date at which the Car can be collected. The designated Shannons Office will be determined by the Promoter. The Promoter is not liable for any costs associated with the collection of the Car. Any collection costs will be at the winner’s expense. If the winner is unable to collect the Car from the closest Shannons Office, the winner may elect to incur the cost of transporting the Car from the closest Shannons Office to an alternate claim point as nominated by the winner and deemed acceptable by the Promoter.
  7. The winner must arrange their own collection of the Motorcycle from their closest Australian authorised Indian Motorcycle dealership or agent (located in Melbourne, Sydney, Brisbane, Newcastle, Townsville, Adelaide, Darwin, Canberra, Tasmania, Tamworth, Wollongong and Perth). The winner will be advised of the dealership location, and the time and date at which the Motorcycle can be collected. The Promoter is not liable for any costs associated with the collection of the Motorcycle. Any collection costs will be at the winner’s expense. If the winner is unable to collect the Motorcycle from the nearest authorised Indian Motorcycle dealership, the winner may elect to incur the cost of transporting the Motorcycle from their nearest authorised Indian Motorcycle dealership to an alternate claim point as nominated by the winner and deemed acceptable by the Promoter.
  8. If the winner is, through any legal incapacity or otherwise, unable to register or insure the Car in their own name, they may assign the Car to another person with legal capacity (who consents to the assignment). Such consent must be in writing and be signed by both the winner and the assignee. The Promoter takes no responsibility for any such arrangements between the winner and the assignee. The assignee and/or the winner must in these circumstances cooperate with the Promoter by providing certified copies of all the documentation required by the Promoter for the purposes of transfer of ownership, insurance and roadside assist** before the Car is awarded.
  9. If the winner is, through any legal incapacity or otherwise, unable to register or insure the Motorcycle in their own name, they may assign the Motorcycle to another person with legal capacity (who consents to the assignment). Such consent must be in writing and be signed by both the winner and the assignee. The Promoter takes no responsibility for any such arrangements between the winner and the assignee. The assignee and/or the winner must in these circumstances cooperate with the Promoter by providing certified copies of all the documentation required by the Promoter for the purposes of transfer of ownership, registration, insurance and roadside assist** before the Motorcycle is awarded.
  10. **The issue of Shannons comprehensive motorcycle insurance, Shannons comprehensive car insurance, including the Roadside Assist and Hire Car After an Event for Unlimited Days options to the assignee is subject to the Issuer’s normal underwriting acceptance criteria.
  11. To register the Motorcycle, the winner must provide the Promoter with the necessary signed documents and identification to satisfy the state or territory government vehicle registration authority. Once registration is provided by this authority, the Promoter will transfer registration into the winner’s name (or assignee if applicable).
  12. The registration of the Car is the responsibility of the winner. The Promoter is not liable for any costs associated with the registration of the Car.

PROVISIONS APPLICABLE TO PRIZE GENERALLY

  1. The total prize pool is valued at up to $110,874.41 AUD including GST depending, if the winner is a member of the Shannons Club (in accordance with condition 20), and on road costs which differ nationally as at 3 June 2021. A prize value is the recommended retail value as provided by the relevant supplier(s). The Promoter takes no responsibility for any variation in a prize’s value due to exchange rate changes or otherwise.
  2. Any additional costs not expressly stated, but which may be incurred in acceptance and use of a prize, are the responsibility of the winner.
  3. If the prize is won jointly (for example, in the case of joint policyholders), the joint prize winners must nominate one account to receive the EFT transfer and nominate one person for the registration of the Bike.
  4. No compensation will be payable if a winner or any of their companions is unable to take any element of a prize as stated, or does not satisfy any conditions of use for any element of the prize (including conditions imposed by prize providers, such as health, behavior, age and safety requirements), for whatever reason. Any part of a prize that is not taken for any reason is forfeited and no compensation will be provided.
  5. If a prize (or part of a prize) is unavailable for any reason, the Promoter may, in its absolute discretion, substitute alternative goods or services of equal or higher value, subject to the approval of any relevant gaming authority, where required. The Promoter accepts no other liability or responsibility for any loss incurred by a winner or any other party if a prize (or part of prize) is unavailable for any reason.
  6. Other than as expressly stated in these conditions, a prize is non-transferable, non-refundable, non-exchangeable, non-replaceable, and non-redeemable for another prize including cash, except at the Promoter’s discretion and subject to relevant State and Territory legislation.

PRIZE WINNER

  1. The winner will be notified within 2 business days of the draw by a phone call and email, using the details provided in their entry.
  2. The prize notification will include instructions as to how the winner is to claim their prize.
  3. The prize will only be awarded following any winner validation and verification that the Promoter requires in its sole discretion.
  4. The name of the winner and their State or Territory of residence will be published on the Competition Website on 17 January 2022 for a minimum period of 28 days.
  5. The name of the winner and their State or Territory of residence will be published in The Australian newspaper on 19 January 2022.
  6. Subject, where relevant, to any directions given by a relevant gaming authority, if: (i) the prize is not claimed by a winner or the Promoter has been unable (despite reasonable efforts) to successfully contact the winner on or before 19 April 2022; or (ii) the prize is forfeited for any reason; or (iii) the winner is determined by the Promoter to be ineligible to win the prize in accordance with these conditions, the prize will be forfeited and instead awarded to either to another Eligible Entrant from the list of Reserve Entries, or, if required, to another Eligible Entrant in a redraw. Any such redraw will be made from a pool of the remaining Eligible Entrants and will take place at 12.00pm on 20 April 2022 at the same location as the original draw, with any unclaimed prizes awarded to the next valid entry randomly drawn. The name of any resulting reserve winner or drawn winner and their State or Territory of residence will be published on the Competition Website and in The Australian newspaper on 23 April 2022. If the prize remains un-won at the end of this Competition, or if a prize winner cannot be found, that information will be published on the Competition Website on 23 July 2022.
  7. The resulting reserve winner(s) or redraw prize winner will be notified within 2 days of the redraw by a phone call and email using the details provided in their entry.

GENERAL

  1. Nothing in these terms and conditions restricts, excludes or modifies any consumer rights under any statute including the Competition and Consumer Act 2010 (Cth).
  2. If for any reason this Competition is not capable of running as planned, or is interfered with or disrupted in any way (including by vandalism, power failures, natural disasters, acts of God, weather event, civil unrest, strikes, pandemics, computer bugs or viruses, tampering or technical failures), the Promoter reserves the right to cancel, terminate, modify or suspend the Competition, or invalidate any affected entries, subject to the approval of any relevant gaming authorities, where required.
  3. The Promoter assumes no responsibility for: (i) any error, omission, interruption, or delay in the operation or transmission of any communication sent to (or by) the Promoter or any entrant whether caused by problems with communication networks or lines, computer systems, software or internet service providers, congestion on any carrier network or otherwise; (ii) any theft, destruction or unauthorised access to, or alteration of such communications; (iii) any problem with, or technical malfunction of, any computer system or other equipment used for the conduct of the Competition; (iv) any incorrect or incomplete information which may be communicated in the course of the administering this Competition (whether as a result of one of the foregoing causes or otherwise); or (v) any delay in delivery (when not directly caused by the Promoter or its supplier), or failure of safe delivery of a prize.
  4. If any dispute arises between you and the Promoter concerning the conduct of this promotion or claiming a prize, the Promoter will take reasonable steps to consider your point of view, taking into account any facts or evidence you put forward, and to respond to it fairly within a reasonable time. All of the Promoter's decisions in relation to all aspects of this Competition are final and no further correspondence will be entered into. Failure by the Promoter to enforce any of its rights at any stage does not constitute a waiver of those rights.
  5. The winner accepts the prize at their own risk. Any tax liability arising as a result of accepting the prize is the responsibility of the winner. Independent financial advice should be sought.
  6. To the full extent permitted by law, the Promoter, its associated companies and agencies and any of their personnel (the "Relevant Parties") exclude all liability for any loss (including any damage, claim, injury, cost or expense) which is suffered or incurred by any Eligible Entrant in connection with the Competition or the prize, including without limitation: (i) any indirect, special, economic or consequential loss; (ii) any loss arising from the negligence of a Relevant Party; and (iii) any liability for personal injury or death. To the extent that such liability cannot be excluded by law, it is limited to the minimum allowable by law. The Promoter may request that a winner signs and returns a deed of release to this effect as a condition of the prize being awarded. If a winner fails to sign and return such release, they may forfeit the prize.
  7. The winner must, at the Promoter’s request, participate in all promotional activity (such as publicity and photography) surrounding winning the prize, free of charge, and consent to the Promoter using their name, likeness, image and/or voice (including any photograph, film and/or recording of them) in promotional material in any media at any time without notification or compensation, financial or otherwise.
  8. The Promoter may communicate or advertise this Competition using social media platforms i.e. Facebook, Instagram, Snapchat, and Twitter ("Social Media Platform"). However, the Competition is in no way sponsored, endorsed or administered by, or associated with, any Social Media Platform. Each entrant completely releases the Social Media Platforms from any and all liability in relation to this Competition, and acknowledges that this Competition is in no way sponsored, endorsed or administered by, or associated with, any Social Media Platform. Eligible Entrants provide their information to the Promoter and not to any Social Media Platforms.

PRIVACY STATEMENT AND MARKETING CONSENT

  1. Entrant’s personal information is collected from entrants (and/or companions) by or on behalf of the Promoter to enable the Promoter and its agents to manage, administer and promote the Competition and, where applicable, publicise the winner. The personal information may also be provided to persons assisting the Promoter, including prize suppliers and deliverers, marketing agencies and IT providers, and to gaming authorities, media outlets and related companies. The Promoter will disclose Eligible Entrants’ personal information and/or collect personal information about Eligible Entrants from persons overseas to engage in its business functions and activities and for the purposes detailed in this statement. The Promoter will disclose a winner's first initial, surname and State/Territory of residence to The Australian newspaper for publication. The winner’s name will also be published on the Competition Website. By participating in the Competition (and/or accepting the prize), Eligible Entrants and their companions consent to these uses and disclosures of their personal information.
  2. If an Eligible Entrant does not provide the personal information the Promoter requests, the Promoter may not be able to provide the requested quote or enter them into the Competition. All personal information is handled in accordance with these conditions, the Promoter’s Privacy Statement and the Promoter’s Privacy Policy. Information about how to access or correct the personal information that the Promoter holds about you, or complain, can be found in the Promoter’s Privacy Policy available online at shannons.com.au/privacy.
  3. Entry into the Competition also entitles the Promoter and any related companies that use the Shannons brand (“we”/“us”) to let the Eligible Entrant know from time to time about news, offers, products and services they might be interested in (by any medium, including telephone, email, mail, SMS or online marketing). In order to carry out direct marketing, entrants’ personal information will be collected from and disclosed to others that provide us with specialised data matching, trending or analytical services, as well as general marketing services. We, and other people who provide us with services, may combine the personal information collected from entrants or others, with the information we, or other companies in the Suncorp Group, or our service providers already hold about entrants. We may also use online targeted marketing, data and audience matching and market segmentation to improve advertising relevance. Each Eligible Entrant agrees that they must provide and/or maintain their consent to receive such marketing communications and not opt out of receiving such communications during the Entry Period.
  4. Competition permit numbers ACT TP 21/01079 SA T21/958 & NSW Authority Number TP/00259.

Shannons Pty Limited ABN 91 099 692 636 is an authorised representative of AAI Limited ABN 48 005 297 807, the product issuer. Read the Product Disclosure Statement before buying this insurance. The Target Market Determination is also available. Call us on 13 46 46 for a copy. This advice has been prepared without taking into account your particular objectives, financial situations or needs, so you should consider whether it is appropriate for you before acting on it. The information is intended to be of general nature only. We do not accept any legal responsibility for any loss incurred as a result of reliance upon it — please make your own enquiries.

All benefits in this offer are a summary only. Limits, conditions and exclusions apply. For a full description of the benefits, please refer to the relevant PDS.

Competition conducted by Shannons Pty Limited, of Level 23, 80 Ann Street, Brisbane Queensland 4000. Competition commences at 12am on 12/8/21 and closes at 11.59pm on 10/12/21 (Melbourne time) (Entry Period). Entry is only open to eligible Australian residents aged 18 years or older. Eligible Entrants must be opted in to receive Shannons marketing communications and must not opt out during the Entry Period. Maximum cost of call will not exceed 55 cents + GST from an Australian land line. Higher rates may apply for mobile phones or pay phones. Prizes drawn at 12pm on 12/1/22 at Engage Interactive, 24 Washpool Crescent, Woongarrah, NSW 2259. The winner will be notified by phone and email by 14/1/22 and published in The Australian newspaper on 19/1/22 and on the competition website. Permits: ACT TP 21/01079, SA T21/958 & NSW Authority Number TP/00259. Images for illustrative purposes only.

The Pontiac Trans Am will be provided to the winner as an unregistered vehicle. Registration or Club Permit for the Pontiac Trans Am, including any modifications required by the respective state or territory authorities (in order to effect registration or permits) will be the sole responsibility of the winner.

^Apply for and receive a new Shannons Motor Insurance (excludes CTP insurance) (“Motor Policy”) or a new Shannons Home & Contents Insurance Policy (includes building only, contents only or building and contents cover) (“Home Policy”) quote during the Entry Period. Limit 1 quote per vehicle or insured address. For the avoidance of doubt, an Eligible Insurance Quote for a combined building and contents policy constitutes one risk for the purposes of this Competition. Applications made online for quotes must be submitted by 7/12/21, however, telephone applications will continue to be available until 11.59pm 10/12/21. Quotes and issue of policy are subject to Shannons normal underwriting acceptance criteria.

*Purchase a new Motor Policy (excludes existing Motor Policy renewals) during the Entry Period.

+Purchase a new Home and Contents Policy OR hold an existing fully paid Home and Contents Policy (current during the Entry Period). Customers that do not wish to participate in the competition can email enquiries@shannons.com.au.

1 Actual period may be less than 365 days depending on the winner’s location and delivery/pick up date, however, won’t be less than 11 months residual benefit. The issue of Shannons Insurance is subject to Shannons normal acceptance criteria. The inclusion of this component of the prize does not constitute financial product advice or a recommendation to acquire any Shannons Insurance product. The issue of Shannons Roadside Assist is subject to the winner being issued the comprehensive car and motorcycle insurance portion of the prize and the Issuer’s normal acceptance criteria. Available for breakdowns that occur from 24 hours after purchasing Shannons Roadside Assist.

2 If the winner is a member of the Shannons Club with a profile image and enthusiast vehicle image at the time of the draw, they will receive $5,000 AUD cash.

3 If you insure more than one vehicle on your motor insurance policy, you'll receive a multi vehicle discount. Excludes CTP. Discount not applicable to optional covers including Roadside Assist. Taxes and charges are usually added after discounts are applied.

4 If you have a motor insurance policy with us and insure your home with us, you will be eligible for a multi policy discount of up to 10% which will be applied to your home policy. Taxes and charges are usually added after discounts are applied.

5 There is no cover for flood in the first 72 hours of your policy. Actions or movements of the sea and storm surge are not covered (unless the storm surge damage occurs at the same time as damage caused by storm). Other exclusions apply.

View full competition terms and conditions.